Doolin Bulletin Board

Welcome to the Doolin Security Savings Bank Bulletin Board! We will utilize this space to keep you informed about new products and services, including changes to your existing accounts. We will also "pass on" helpful information to keep you up to date about issues affecting the banking industry. Please visit often to keep abreast of what is happening at Doolin Security Savings Bank, Wetzel County's only locally owned community bank.



WHAT IS PANDEMIC FLU?

An influenza {flu} pandemic is a worldwide virus outbreak that causes serious illness and death. Pandemics should not be confused with seasonal flu outbreaks. Pandemics vary in severity and can cause social disruptions. These disruptions could include everything from school and business closures to interruption of basic services such as:
  • public transportation
  • health care
  • stores
  • utilities
  • government offices
  • post offices
Large gatherings may be cancelled, schools dismissed and business hours may be shortened. Workers may stay at home and use computers, telephones and fax machines to continue their jobs. Sick people and their close household contacts may be asked to stay home {voluntary isolation and quarantine}. Together, measures like these can slow a disease from spreading.
Prevent Pandemic Flu
Good hygiene habits can help keep you from catching or spreading the flu virus during flu or pandemics. Always cover your mouth and nose when sneezing or coughing. Cough or sneeze into your upper sleeve if you do not have a tissue. If you become sick, stay at home. The following are other important habits in helping prevent disease:
  • Washing your hands is critical.
  • Wash hands with warm soapy water for at least 20 seconds.
  • Wash your hands after coughing, blowing nose and touching eyes.
  • Wash your hands before and after eating, drinking, cooking, caring for a sick person and using the restroom.
  • If you do not have clean water to wash your hands, use an alcohol-based hand sanitizer.
  • Remember, frequently touched items such as television controls, doorknobs, commode handles and light switches carry many germs. Disinfect them often.
  • Dirty dishes and utensils should be washed in a dishwasher or by hand with warm water and soap.
  • Laundry can be washed using detergent and warm or hot water.
  • Ordinary detergents are effective at killing flu virus. If disinfectant is needed, you can use two capfuls of bleach in one gallon of water.
If You Get Pandemic Flu
Typically, the flu can be treated with plenty of rest, fluids, treatment of fever and basic care. Some people may become very ill and require care at a hospital or other facility.
Stay up to date during the pandemic for information on where to go if you or a friend or family member is very ill. Additional health care facilities may be set up to care for flu patients.
If you or a household member have symptoms of the flu, you should practice the following:
  • Washing your hands after caring for the sick.
  • Limit contact time with the sick person.
  • Wear a mask when less than six feet from the sick person.
  • The sick person should wear a mask when others are nearby.
  • The sick person should not leave home until the fever has been gone for five days.
How to Prepare for a Pandemic
Here are steps you can take to better prepare for a flu pandemic:
Keep a two-week supply of food and water in case of an emergency, including pandemics. Store foods that have a long shelf life, such as:
  • powdered milk
  • dried fruit
  • canned goods
  • peanut butter and jelly
  • dried beans
  • white rice
  • dry pasta
  • instant coffee/tea
  • bottled water {one gallon for every person per day}
  • baby and pet food, if needed
Make sure you store these foods in a dry and cool place inside your home, and check regularly for spoilage. Store supplies you would need if you couldn't leave home for two weeks, such as prescriptions and over-the-counter medications, medical supplies, diapers, toilet paper and garbage bags.
At work:
  • Ask your employer about your business plan during a pandemic.
  • Plan for an income loss if your business should close temporarily or you become unable to work due to a flu pandemic.
  • Local schools may have to close. If you have children, make plans for childcare and home learning.
Pandemic planning is a shared responsibility. Public officials are planning together for a pandemic. You can help with this by first planning for yourself, and then your community.
It is important to make plans now for home, work, school and the community. Planning checklists for families, businesses and communities are available at: State of West Virginia Pandemic Flu: Are You Ready
If you don't have access to the Internet, call your local health department or visit your local library.




NEW HOURS AT STEELTON OFFICE

Effective June 1, 2009, the hours at the Steelton Office of Doolin Security Savings Bank FSB will be changing. The new hours will be as follows:
Steelton Office Lobby: Monday - Friday 8:30 am to 4:30 pm
Steelton Office Lobby: Saturday 8:30 am to 12:00 noon
Steelton Office Drive-Thru: Monday - Thursday 8:00 am to 5:00 pm
Steelton Office Drive-Thru: Friday 8:00 am to 6:00 pm
Steelton Office Drive-Thru: Saturday 8:00 am to 12:00 noon




DON'T FALL FOR FAKE CHECK SCAMS

If someone you don't know wants to pay you by check but wants you to wire some of the money back, beware! It's a scam that could cost you thousands of dollars.
How do fake check scams work? There are many variations of the scam. It usually starts with someone offering to:
*Buy something you advertiser for sale;
*Pay you to work at home;
*Give you an "advance" on a sweepstakes you've won; or
*Give you the first installment on the millions you'll receive for agreeing to transfer money in a foreign country to your bank account for safekeeping.
The scammers often claim to be in other countries and say it's too difficult to pay you directly, so they'll have someone in the U.S. who owes them money send you a check or money order.
The amount of the check or money order may be more than you're owed, so you're instructed to deposit it and wire the rest to the scammer or to someone else. Or you're told to wire some of the money back to pay a fee to claim your "winnings." In some cases, the scammer promises to transfer money directly to your bank account. You provide your account information for an electronic fund transfer. Instead, the crook sends your bank a phony check or money order with instructions to deposit it in your account. When you check your balance, it looks like the funds have arrived. Whatever the set-up, the result is the same - after you've wired the money, you find out that the check or money order has bounced.
How can I protect myself from fake check scams?
There is no legitimate reason for someone who is giving you money to ask you to wire money back - that's a clear sign it's a scam. If a stranger wants to pay you for something, insist on a cashiers check for the exact amount, preferably from a local bank or one with a branch in your area.
If you think someone is trying to pull a fake check scam, don't deposit it - report it! Contact the National Consumers League's National Fraud Information Center or (800) 876-7060. There are also more detailed tips about fake check scams in the telemarketing and Internet fraud section of the Web site.




FIGHT BACK AGAINST IDENTITY THEFT

Identity theft is a serious crime. It occurs when your personal information is stolen and used without your knowledge to commit fraud or other crimes. It can destroy your credit and ruin your good name.
Skilled identity thieves use a variety of methods to steal your personal information, including:
(1) They rummage through trash looking for bills or other paper with your personal information on it.
(2) They steal credit/debit card numbers by using a special storage device when processing your card.
(3) They pretend to be financial institutions or companies and send spam or pop-up messages to get you to reveal your personal information.
(4) They divert your billing statements to another location by completing a "change of address" form.
(4) They steal wallets and purses; mail, including bank and credit card statements; pre-approved credit offers; and new checks or tax information.
There are several things you can do to minimize your chances of becoming a victim of identity theft:
(1) Shred financial documents and paperwork with personal information before you discard them.
(2) Protect your Social Security number. Don't carry your Social Security card in your wallet or write it on a check.
(3) Don't give out personal information on the phone, through the mail or over the Internet unless you know who you are dealing with.
(4) Don't use an obvious password like your birth date, your mother's maiden name or the last four digits of your Social Security number.
(5) Keep your personal information in a secure place at home, especially if you have roommates, employ help or are having work done in your home.
(6) Never click on links sent in unsolicited emails; instead type in a web address you know. Use firewalls, anti-spyware and virus software to protect your home computer; keep them up-to-date. Visit OnGuard Online Your Safety Net for more information and practical tips from the federal government and the technology industry to help you guard against Internet fraud, secure your computer, and protect your personal information.


HOLIDAY SCHEDULE

Doolin Security Savings Bank will observe the following holiday schedule during the year 2011.We will be available 24 hours a day, 7 days a week, to our customers who have enrolled in Doolin Direct, our free internet banking web site at doolinfsb.com.

  • January 2, 2012 New Year's Day
  • January 16, 2012 Martin Luther King Jr. Birthday
  • February 20, 2012 Presidents' Day
  • May 28, 2012 Memorial Day
  • July 4, 2012 Independence Day
  • September 3, 2012 Labor Day
  • October 8, 2012 Columbus Day
  • November 12, 2012 Veterans Day
  • November 22, 2012 Thanksgiving Day
  • December 25, 2012 Christmas Day



For more information about other available services or any of our products visit one of our three locations during regular business hours or telephone us.



To safeguard your confidential personal customer information, never send us an e-mail containing your account number, social security number, access ID and/or password.

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